Thirty2 Degrees

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  • July 08th, 2015
  • General
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  • Ted

But never seen any real income, nor speed, nor the cost. And banks will only accept a clean profits. Therefore, before turning to the bank, think about how you will confirm your income. Income from lease of property. Typically, such income includes rental property, but may be any technique. Let us until the real estate. In order for such income into account, it is necessary that the property was in your possession or in the long-term lease (but this is a big minus). Your relationship with the tenant must be documented, ie, agreements have been signed, it is desirable that they have been registered in the judiciary.

Better if the payments for the lease held by the bank, ie transferred to the account, as well as you to confirm payment taxes from this type of income. Also, the bank will likely be asked to confirm that the rent you rent the room for over a specified period (1-2 years). Ie the fact that this source of income you have been in existence for quite a long time. Of course, not all banks impose such stringent requirements, but a written contract and a record of payment on the reverse side of the contract likely will not accept any bank. I also want to Note that if this source of income is the primary, ie more than 50% of total family income, the bank will also apply reduction factor. This amendment is made to the various fluctuations in the price of rent in the market.

  • January 04th, 2014
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  • Ted

This second phase of the project extends from the time we sit at the negotiating table until the close of deliberations, with or without agreement. This part should not precipitate events. It is preferable that the ideas are maturing. As general advice, I would note that in presenting position is where you should not fail (give the C’s) and options trading is where you should be more consistent always looking for a strategy of “win-win” (mutually beneficial agreement. probably will not be an optimal result agreement but good enough).

In any case, we should never respond to the pressure or the threat of the other party to offer concessions in the hope of pacifying. Rarely works. Finally, we must not forget the post-negotiation or closing phase that maintains or promotes open up opportunities for further cooperation by both parties, or close if not given due attention. We can speak of different closures: closure sale, disjunctive closure (two solutions for the other party will choose), closing summary, closure ultimatum (closing only now we can keep the negotiated terms …), closing with the threat of disruption or closure ordago. UK @ W: How important is nonverbal language? What is involved Special care (crossed or not the arms, legs, eye contact, etc.)? JMR: The non-verbal language is absolutely transcendent in the negotiation stage.

Do not forget that over 80% of communication between the parties is not verbal. It is therefore one detail to which you must pay attention and special training. The aspects that need to take better care of are those that reinforce our inner calm.

  • December 05th, 2013
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  • Ted

In the matter of choice of financial consultant role played word of mouth – recommendations of friends. Communicate with experts, we agreed to meet. I note that a convenient time and place of the consultant proposed to choose me. During the conversation, I asked to review the information for several funds, which are partners of a company providing financial advisory services. Impression that in front of me sits primary school teacher, which is extremely clear, laying out everything on the shelves, says student (me) all the nuances: from plus to minus, and it is very important: all the words of my consultant supported by statistical data or, more correctly, performance of several funds at the same time period. Therefore, the decision really was not so difficult. Yes and fill in all necessary documents and sign a contract under the strict guidance professional was a simple affair. Most of me as a user's personal financial services consultant struck free base of this service.

"We live with commissions from the partners from the sale of financial product. Note that when we do not value increases the cost of the product itself. And do not fear that working on this principle, our personal financial advisors are trying to sell the service more profitable for themselves than for the client. They do not feel the difference between the commissions, as conditions of most companies are very similar. In addition, the consultants are set to long-term relationships with clients, and they understand that a satisfied customer will tell about their positive experiences of ten friends, and dissatisfied with – fifty.